/* ============================================================
   EMAS Credit – Global Stylesheet (Option A)
   ============================================================ */

/* ---------- Google Fonts ---------- */
@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800&display=swap');

/* ---------- CSS Variables ---------- */
:root {
  --navy:        #1a2535;
  --navy-light:  #243347;
  --gold:        #c8952a;
  --gold-light:  #e0aa36;
  --gold-pale:   #f5e9cc;
  --white:       #ffffff;
  --off-white:   #f8f7f4;
  --gray-light:  #f0f0f0;
  --gray-mid:    #ddd;
  --text-dark:   #2a2a2a;
  --text-mid:    #555;
  --text-light:  #888;
  --red-warn:    #d94040;
  --shadow-sm:   0 2px 12px rgba(0,0,0,.08);
  --shadow-md:   0 6px 30px rgba(0,0,0,.12);
  --shadow-lg:   0 12px 50px rgba(0,0,0,.18);
  --radius:      10px;
  --radius-lg:   18px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Poppins', sans-serif;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  font-size: 15px;
}
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
input, select, textarea, button { font-family: inherit; }

/* ---------- Utility ---------- */
.container { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.section-pad { padding: 70px 0; }
.section-pad-sm { padding: 48px 0; }
.text-center { text-align: center; }
.text-gold { color: var(--gold); }
.text-white { color: var(--white); }
.text-navy { color: var(--navy); }
.fw-700 { font-weight: 700; }
.fw-600 { font-weight: 600; }

.section-heading {
  font-size: 2rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 12px;
}
.section-sub {
  font-size: .95rem;
  color: var(--text-mid);
  margin-bottom: 40px;
}

/* ============================================================
   HEADER / NAV
   ============================================================ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  box-shadow: 0 2px 16px rgba(0,0,0,.08);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 8px;
}
.nav-logo img { height: 40px; width: auto; }
.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
}
.nav-links a {
  font-size: .875rem;
  font-weight: 500;
  color: var(--text-dark);
  padding: 6px 14px;
  border-radius: 6px;
  transition: color .2s, background .2s;
}
.nav-links a:hover { color: var(--gold); }
.nav-links a.active { color: var(--gold); font-weight: 600; }
.nav-links a.active-notis { color: #d94040; font-weight: 600; }

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: all .3s;
}

/* Mobile nav overlay */
.mobile-nav {
  display: none;
  position: fixed;
  inset: 68px 0 0 0;
  background: var(--white);
  z-index: 999;
  flex-direction: column;
  padding: 24px;
  gap: 4px;
  box-shadow: 0 8px 24px rgba(0,0,0,.12);
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  font-size: 1rem;
  font-weight: 500;
  color: var(--text-dark);
  padding: 14px 16px;
  border-radius: 8px;
  border-bottom: 1px solid var(--gray-light);
  transition: background .2s;
}
.mobile-nav a:hover { background: var(--gray-light); }
.mobile-nav a.active { color: var(--gold); font-weight: 700; }
.mobile-nav a.active-notis { color: #d94040; font-weight: 700; }

/* ============================================================
   HERO – Home / Kalkulator
   ============================================================ */
.hero-main {
  position: relative;
  min-height: 560px;
  display: flex;
  align-items: stretch;
  overflow: hidden;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
}
.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(26,37,53,.85) 0%, rgba(26,37,53,.6) 50%, rgba(26,37,53,.25) 100%);
}
.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 60px 24px;
  gap: 40px;
}
.hero-text h1 {
  font-size: 2.8rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 12px;
}
.hero-text h1 span { color: var(--gold); }
.hero-text p {
  font-size: 1.05rem;
  color: rgba(255,255,255,.85);
  margin-bottom: 28px;
}
.hero-woman {
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  height: 90%;
  width: auto;
  object-fit: contain;
  pointer-events: none;
  z-index: 1;
}

/* Semak Kelayakan card */
.sk-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-lg);
  min-width: 320px;
}
.sk-card h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 22px;
  border-bottom: 2px solid var(--gold);
  padding-bottom: 10px;
}
.form-group { margin-bottom: 16px; }
.form-group label {
  display: block;
  font-size: .8rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 6px;
}
.form-group input,
.form-group select {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--gray-mid);
  border-radius: 8px;
  font-size: .875rem;
  color: var(--text-dark);
  background: #fafafa;
  transition: border-color .2s, box-shadow .2s;
  appearance: none;
  -webkit-appearance: none;
}
.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(200,149,42,.15);
  background: var(--white);
}
.form-group input::placeholder { color: #bbb; font-size: .82rem; }
.select-wrap { position: relative; }
.select-wrap::after {
  content: '▾';
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-mid);
  pointer-events: none;
  font-size: .8rem;
}
.btn-primary {
  display: block;
  width: 100%;
  padding: 14px;
  background: var(--navy);
  color: var(--white);
  font-size: .95rem;
  font-weight: 700;
  border: none;
  border-radius: 8px;
  cursor: pointer;
  transition: background .2s, transform .1s;
  text-align: center;
}
.btn-primary:hover { background: var(--navy-light); transform: translateY(-1px); }
.btn-gold {
  display: inline-block;
  padding: 14px 36px;
  background: var(--gold);
  color: var(--white);
  font-size: 1rem;
  font-weight: 700;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: background .2s, transform .1s;
  text-align: center;
}
.btn-gold:hover { background: var(--gold-light); transform: translateY(-1px); }
.btn-outline-white {
  display: inline-block;
  padding: 13px 36px;
  background: transparent;
  color: var(--white);
  font-size: 1rem;
  font-weight: 600;
  border: 2px solid var(--white);
  border-radius: 8px;
  cursor: pointer;
  transition: background .2s, color .2s;
  text-align: center;
}
.btn-outline-white:hover { background: var(--white); color: var(--navy); }
.btn-white {
  display: inline-block;
  padding: 14px 40px;
  background: var(--white);
  color: var(--navy);
  font-size: 1rem;
  font-weight: 700;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: background .2s, transform .1s;
  text-align: center;
}
.btn-white:hover { background: var(--off-white); transform: translateY(-1px); }

/* ============================================================
   HERO – Simple (Tentang Kami, Produk, Hubungi Kami)
   ============================================================ */
.hero-simple {
  position: relative;
  min-height: 340px;
  display: flex;
  align-items: center;
  overflow: hidden;
}
.hero-simple .hero-bg { background-size: cover; background-position: center top; }
.hero-simple .hero-bg::after {
  background: linear-gradient(90deg, rgba(26,37,53,.82) 0%, rgba(26,37,53,.5) 70%, rgba(26,37,53,.2) 100%);
}
.hero-simple-inner {
  position: relative;
  z-index: 2;
  max-width: 1180px;
  margin: 0 auto;
  padding: 60px 24px;
  width: 100%;
}
.hero-simple-inner h1 {
  font-size: 2.8rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 10px;
  max-width: 600px;
}
.hero-simple-inner p {
  font-size: 1rem;
  color: rgba(255,255,255,.85);
  max-width: 520px;
  margin-bottom: 24px;
}

/* ============================================================
   PILIHAN UTAMA (features strip)
   ============================================================ */
.features-section {
  background: var(--white);
  padding: 60px 0;
}
.features-label {
  font-size: .8rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 6px;
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 40px;
}
.feature-card {
  background: var(--white);
  border: 1.5px solid var(--gray-mid);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  text-align: center;
  transition: box-shadow .2s, transform .2s;
}
.feature-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.feature-card img { height: 56px; width: auto; margin: 0 auto 16px; }
.feature-card h4 { font-size: 1rem; font-weight: 700; color: var(--text-dark); margin-bottom: 6px; }
.feature-card p { font-size: .82rem; color: var(--text-mid); line-height: 1.5; }

/* ============================================================
   PROSES PERMOHONAN (dark steps section)
   ============================================================ */
.proses-section {
  background: var(--navy);
  padding: 70px 0;
  position: relative;
  overflow: hidden;
}
.proses-section .section-heading { color: var(--white); }
.proses-section .section-sub { color: rgba(255,255,255,.65); }
.proses-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  align-items: center;
}
.proses-steps {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
}
.proses-step {}
.step-num {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 8px;
}
.proses-step h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 6px;
}
.proses-step p { font-size: .82rem; color: rgba(255,255,255,.65); line-height: 1.55; }
.proses-woman {
  width: 260px;
  object-fit: contain;
  border-radius: var(--radius);
}

/* ============================================================
   ABOUT STRIP (EMASCredit Pembiayaan Islamik)
   ============================================================ */
.about-strip {
  background: var(--off-white);
  padding: 70px 0;
}
.about-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.about-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--gold);
  color: var(--white);
  font-size: .78rem;
  font-weight: 700;
  padding: 5px 14px;
  border-radius: 20px;
  margin-bottom: 14px;
}
.about-text h2 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--text-dark);
  line-height: 1.2;
  margin-bottom: 8px;
}
.about-text h3 { font-size: 1.1rem; color: var(--gold); margin-bottom: 14px; }
.about-text p { font-size: .9rem; color: var(--text-mid); margin-bottom: 10px; line-height: 1.7; }
.about-bullets { margin: 14px 0 22px; }
.about-bullets li {
  font-size: .875rem;
  color: var(--text-mid);
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 8px;
}
.about-bullets li::before {
  content: '✓';
  color: var(--gold);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}
.about-img-wrap { position: relative; }
.about-img-wrap img { border-radius: var(--radius-lg); width: 100%; }
.link-more {
  color: var(--gold);
  font-weight: 600;
  font-size: .9rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap .2s;
}
.link-more:hover { gap: 10px; }

/* ============================================================
   FAQ SECTION
   ============================================================ */
.faq-section {
  background: var(--navy);
  padding: 70px 0;
}
.faq-section .section-heading { color: var(--white); }
.faq-section .section-sub { color: rgba(255,255,255,.6); }
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid rgba(255,255,255,.12);
}
.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 0;
  cursor: pointer;
  font-size: .95rem;
  font-weight: 600;
  color: var(--white);
  transition: color .2s;
}
.faq-question:hover { color: var(--gold); }
.faq-question .faq-icon {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  border: 2px solid rgba(255,255,255,.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  color: rgba(255,255,255,.7);
  transition: all .2s;
}
.faq-item.open .faq-question { color: var(--gold); }
.faq-item.open .faq-icon {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--white);
  transform: rotate(45deg);
}
.faq-answer {
  display: none;
  padding-bottom: 18px;
  font-size: .875rem;
  color: rgba(255,255,255,.68);
  line-height: 1.7;
}
.faq-item.open .faq-answer { display: block; }

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials-section { padding: 70px 0; background: var(--white); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 40px;
}
.testi-card {
  background: var(--off-white);
  border-radius: var(--radius-lg);
  padding: 28px;
  border: 1.5px solid var(--gray-mid);
  transition: box-shadow .2s;
}
.testi-card:hover { box-shadow: var(--shadow-md); }
.testi-stars { color: var(--gold); font-size: 1rem; margin-bottom: 12px; letter-spacing: 2px; }
.testi-text { font-size: .875rem; color: var(--text-mid); line-height: 1.65; margin-bottom: 16px; font-style: italic; }
.testi-author { display: flex; align-items: center; gap: 12px; }
.testi-avatar {
  width: 42px; height: 42px;
  background: var(--gold-pale);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; color: var(--gold); font-size: .9rem;
}
.testi-name { font-weight: 700; font-size: .875rem; color: var(--text-dark); }
.testi-role { font-size: .78rem; color: var(--text-light); }

/* ============================================================
   CTA BANNER
   ============================================================ */
.cta-banner {
  position: relative;
  background: var(--navy);
  padding: 60px 0;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('../images/living-room-scandinavian-interior-design.png') center/cover no-repeat;
  opacity: .12;
}
.cta-inner {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}
.cta-text h2 { font-size: 1.9rem; font-weight: 800; color: var(--white); margin-bottom: 6px; }
.cta-text p { font-size: .9rem; color: rgba(255,255,255,.72); }

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: var(--navy);
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 50px 0 0;
  color: rgba(255,255,255,.75);
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1.2fr;
  gap: 48px;
  padding-bottom: 40px;
}
.footer-logo img { height: 40px; width: auto; margin-bottom: 14px; }
.footer-tagline { font-size: .85rem; color: rgba(255,255,255,.6); line-height: 1.6; max-width: 260px; }
.footer-col h5 {
  font-size: .85rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: .8px;
}
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul li a {
  font-size: .85rem;
  color: rgba(255,255,255,.65);
  transition: color .2s;
}
.footer-col ul li a:hover { color: var(--gold); }
.footer-contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 12px;
}
.footer-contact-item img { width: 22px; height: auto; filter: brightness(0) invert(1) opacity(.7); }
.footer-contact-item a, .footer-contact-item span {
  font-size: .85rem;
  color: rgba(255,255,255,.65);
  transition: color .2s;
}
.footer-contact-item a:hover { color: var(--gold); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 16px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 8px;
}
.footer-bottom p { font-size: .75rem; color: rgba(255,255,255,.4); }

/* ============================================================
   KELAYAKAN SECTION (Produk)
   ============================================================ */
.kelayakan-section { padding: 70px 0; background: var(--white); }
.kelayakan-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 14px;
  font-size: .9rem;
  color: var(--text-mid);
}
.check-list li .tick {
  width: 22px;
  height: 22px;
  background: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--white);
  font-size: .7rem;
  font-weight: 700;
}
.info-table { width: 100%; border-collapse: collapse; margin-top: 24px; }
.info-table tr { border-bottom: 1px solid var(--gray-mid); }
.info-table td {
  padding: 12px 8px 12px 0;
  font-size: .875rem;
  vertical-align: middle;
}
.info-table td:first-child { color: var(--text-mid); width: 55%; white-space: nowrap; }
.info-table td:last-child { font-weight: 700; color: var(--text-dark); }

/* ============================================================
   DOKUMEN SECTION (Produk)
   ============================================================ */
.dokumen-section { padding: 60px 0; background: var(--gray-light); }
.dokumen-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 36px;
}
.dokumen-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 22px 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  box-shadow: var(--shadow-sm);
}
.dokumen-icon {
  width: 44px;
  height: 44px;
  background: var(--gold-pale);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--gold);
  font-size: 1.2rem;
}
.dokumen-card h5 { font-size: .9rem; font-weight: 700; color: var(--text-dark); margin-bottom: 4px; }
.dokumen-card p { font-size: .8rem; color: var(--text-mid); line-height: 1.5; }

/* ============================================================
   TENTANG KAMI SECTION
   ============================================================ */
.tentang-about { padding: 80px 0; background: var(--white); }
.tentang-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.tentang-text h2 { font-size: 2rem; font-weight: 800; color: var(--gold); margin-bottom: 4px; }
.tentang-text h3 { font-size: 1.1rem; font-weight: 600; color: var(--text-dark); margin-bottom: 20px; }
.tentang-text p { font-size: .9rem; color: var(--text-mid); line-height: 1.75; margin-bottom: 12px; }
.visi-misi { margin-top: 36px; }
.visi-misi h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 8px;
  margin-top: 24px;
}
.visi-misi p { font-size: .875rem; color: var(--text-mid); line-height: 1.7; }
.tentang-img-wrap img { border-radius: var(--radius-lg); width: 100%; object-fit: cover; }

/* ============================================================
   KALKULATOR RESULT
   ============================================================ */
.kalkulator-result { display: none; }
.kalkulator-result.show { display: block; }
.home-result { display: none; }
.home-result.show { display: block; }
.result-section { padding: 70px 0; background: var(--off-white); }
.result-card {
  max-width: 560px;
  margin: 0 auto;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 44px 40px;
  box-shadow: var(--shadow-lg);
  text-align: center;
}
.result-status {
  font-size: 1.8rem;
  font-weight: 800;
  color: #2a7a3b;
  margin-bottom: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}
.result-status .status-icon {
  width: 40px; height: 40px;
  background: #edf7ef;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
}
.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
  border-bottom: 1px solid var(--gray-light);
}
.result-row:last-of-type { border-bottom: none; }
.result-row label { font-size: .85rem; color: var(--text-mid); text-align: left; }
.result-row .result-val {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--text-dark);
  background: var(--gray-light);
  padding: 8px 20px;
  border-radius: 8px;
}
.result-actions { margin-top: 28px; display: flex; flex-direction: column; gap: 12px; }
.result-actions .btn-primary { display: block; }
.result-reset {
  font-size: .875rem;
  color: var(--text-light);
  cursor: pointer;
  text-align: center;
  padding: 6px;
  transition: color .2s;
}
.result-reset:hover { color: var(--gold); }
.tidak-layak { display: none; }
.tidak-layak.show { display: block; }
.tidak-card {
  text-align: center;
  color: var(--red-warn);
  font-size: 1.5rem;
  font-weight: 700;
  padding: 20px 0 0;
}

/* ============================================================
   HUBUNGI KAMI
   ============================================================ */
.contact-section { padding: 70px 0; background: var(--white); }
.contact-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: start;
}
.map-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.map-wrap img { width: 100%; display: block; }
.map-wrap iframe { width: 100%; height: 340px; border: none; display: block; }
.contact-details h3 { font-size: 1.4rem; font-weight: 700; color: var(--text-dark); margin-bottom: 24px; }
.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 24px;
  padding: 20px;
  background: var(--off-white);
  border-radius: var(--radius);
  border: 1.5px solid var(--gray-mid);
  transition: box-shadow .2s;
}
.contact-item:hover { box-shadow: var(--shadow-sm); }
.contact-icon {
  width: 46px; height: 46px;
  background: var(--gold-pale);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-icon img { width: 22px; height: auto; }
.contact-item h5 { font-size: .85rem; font-weight: 600; color: var(--text-mid); margin-bottom: 4px; }
.contact-item a, .contact-item p {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-dark);
  transition: color .2s;
}
.contact-item a:hover { color: var(--gold); }

/* Hanya 4 langkah (hubungi kami) */
.langkah-section { padding: 70px 0; background: var(--off-white); }
.langkah-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 40px;
}
.langkah-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px 22px;
  text-align: center;
  border: 1.5px solid var(--gray-mid);
  transition: box-shadow .2s, transform .2s;
}
.langkah-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.langkah-num {
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 10px;
}
.langkah-card h4 { font-size: .95rem; font-weight: 700; color: var(--text-dark); margin-bottom: 8px; }
.langkah-card p { font-size: .82rem; color: var(--text-mid); line-height: 1.55; }

/* ============================================================
   NOTIS PAGE
   ============================================================ */
.notis-section { padding: 70px 0; background: var(--off-white); }
.notis-card {
  max-width: 820px;
  margin: 0 auto;
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 2.5px solid #f0b429;
  padding: 50px 52px;
  box-shadow: var(--shadow-md);
}
.notis-header {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 28px;
  justify-content: center;
  flex-direction: column;
  text-align: center;
}
.notis-icon-wrap {
  width: 72px; height: 72px;
  background: #fff3cd;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 2rem;
}
.notis-header h1 {
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--text-dark);
}
.notis-header p { font-size: .82rem; color: var(--text-mid); }
.notis-body h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin: 22px 0 8px;
}
.notis-body p, .notis-body li {
  font-size: .875rem;
  color: var(--text-mid);
  line-height: 1.75;
  margin-bottom: 10px;
}
.notis-body strong { color: var(--text-dark); }
.notis-body a { color: var(--gold); font-weight: 600; }
.notis-body a:hover { text-decoration: underline; }
.notis-contact-bar {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
  margin-top: 28px;
  padding-top: 24px;
  border-top: 1px solid var(--gray-mid);
}
.notis-contact-bar .nc-item { font-size: .875rem; color: var(--text-mid); }
.notis-contact-bar .nc-item strong { color: var(--text-dark); display: block; margin-bottom: 2px; }
.notis-contact-bar .nc-item a { color: var(--gold); font-weight: 600; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .nav-links { display: none; }
  .hamburger { display: flex; }

  .hero-inner {
    grid-template-columns: 1fr;
    padding: 40px 20px;
    gap: 28px;
  }
  .hero-text h1 { font-size: 2rem; }
  .hero-woman { display: none; }
  .hero-simple-inner h1 { font-size: 2rem; }

  .features-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
  .proses-inner { grid-template-columns: 1fr; }
  .proses-woman { display: none; }
  .home-proses-inner { grid-template-columns: 1fr !important; }
  .home-proses-woman { display: none !important; }
  .faq-inner { grid-template-columns: 1fr; }
  .faq-col-image { display: none; }
  .about-inner { grid-template-columns: 1fr; }
  .about-img-wrap { display: flex; justify-content: center; }
  .about-img-wrap img { max-width: 280px; width: 100%; border-radius: var(--radius-lg); }
  .tentang-inner { grid-template-columns: 1fr; }
  .tentang-img-wrap { display: flex; justify-content: center; }
  .tentang-img-wrap img { max-width: 100%; border-radius: var(--radius-lg); }
  .kelayakan-inner { grid-template-columns: 1fr; }
  .contact-inner { grid-template-columns: 1fr; }
  .langkah-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .cta-inner { flex-direction: column; text-align: center; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .notis-card { padding: 32px 22px; }
  .dokumen-grid { grid-template-columns: 1fr; }
  .proses-steps { grid-template-columns: 1fr; }
  .section-heading { font-size: 1.6rem; }
}

@media (max-width: 480px) {
  .features-grid { grid-template-columns: 1fr 1fr; }
  .langkah-grid { grid-template-columns: 1fr 1fr; }
  .hero-text h1 { font-size: 1.7rem; }
}

/* ===== HOME PAGE – PROSES (woman left, white step cards right) ===== */
.home-proses-inner {
  grid-template-columns: auto 1fr !important;
  align-items: end;
}
.home-proses-woman {
  width: auto !important;
  height: 380px;
  object-fit: contain;
  align-self: flex-end;
}
.home-proses-step {
  background: var(--white);
  border-radius: var(--radius);
  padding: 22px 20px;
  box-shadow: 0 2px 12px rgba(0,0,0,.12);
}
.home-proses-step .step-num { color: var(--gold); }
.home-proses-step h4 { color: var(--text-dark); }
.home-proses-step p { color: var(--text-mid); }

/* ===== HOME PAGE – ABOUT badge on image ===== */
.about-img-badge {
  position: absolute;
  top: 10%;
  right: 28%;
  background: var(--gold);
  color: var(--white);
  font-size: .78rem;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 20px;
  z-index: 2;
  box-shadow: 0 2px 8px rgba(0,0,0,.15);
}

/* ===== HOME PAGE – FAQ two-column ===== */
.faq-inner {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 60px;
  align-items: center;
}
.faq-col-image {
  display: flex;
  align-items: flex-end;
  justify-content: center;
}
.faq-col-image img {
  width: 100%;
  max-width: 340px;
  object-fit: contain;
  border-radius: var(--radius-lg);
}

/* ===== HOME HERO – bright background override ===== */
#homeHero .hero-bg { opacity: 1; }
#homeHero .hero-bg::after { background: none !important; }
#homeHero .hero-text h1 {
  color: var(--navy);
  text-shadow: none;
}
#homeHero .hero-text h1 span { color: var(--gold); }
#homeHero .hero-text p {
  color: var(--text-dark);
}